How good of credit do you have to have to finance a computer from a place like DELL

How good of credit do you have to have to finance a computer from a place like DELL?
I have 'fair' credit.. not GREAT.. not bad, not good, but not bad. I HATE financing things.. i hate it.. trust me, i dont want to. But im wanting to get this laptop for my husband for x-mas and cannot just shell out the $1500 in the next couple of weeks. So i would have to finance for only 4/5 months to pay it off. But im just wondering.... how good of credit do you have to have?
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For Dell you need top credit i was refused so i went to Best Buys and was able to get one interest free for 18 months paid it off. WAS VERY EASY TO GET CREDIT FROM BEST bUYS they used hsbc.