One masters degree or two

One masters degree or two?
I'm in a dual program for and MA in Economics and an MS in Finance. I've knocked out most of my classes for a solo MA degree and I've only take a couple electives towards the finance degree. I'm having second thoughts on the dual program now and wondering if I should just graduate in the spring with the MA Econ or push on till summer/fall for the dual. I know if I want to teach econ at the college level I need the PhD and neither degree really matters, but I don't know about the business world. Frankly I don't know much about finance careers at all. Is having the dual worth it? Does the business community look at a finance degree as someone too lazy to push into accounting, our are there vaild fields that want such talents? I know about stock brokers and bankers- is there anything else out there besides those? Are these jobs I can only get with a finance degree, or are they just as attainable with an Econ masters?
Higher Education (University +) - 6 Answers

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Since you probably have most of the credits needed..look at an MS in financial engineering...at my old school Baruch, they are starting at $130,000...............it is the HOT degree right now.and Wall St gives bonus....................... good luck


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If you're within a semester or two of finishing the MS in finance, definitely push on through--a master's degree in finance opens up a lot of job opportunities that the MA in economics won't. And no, employers won't see you as too lazy to do accounting--finance is one of the most in-demand specialities in business right now. You might want to check out the Occupational Outlook Handbook online for information about jobs in finance.


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Really you need to make up your mind about what you want to do once you have finished school. Do you want to teach? Then go for the PHD and begin doing work as a Teaching Assistant (T.A.) now. If you want to work in a bank or as a stock broker you should talk to someone who does that kind of work. They will be able to give you the best info as to what you should do education-wise right now. My opinion: either degree is just as well as the other; it really depends on what you want/like to do and how hard you are willing to work at acheiving your goals within that mileau.


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I cannot speak specifically to your situation, but I know of one person who is taking a dual Masters, and going to take a dual PhD, in two different but supporting areas. Also planning on finishing his Teaching certificate between. It is hard to be too educated, and having a broad range of information available makes life more interesting to yourself at least, but also may help in future problem solving. I only have one batchelor's degree, but took a wide variety of courses, so I would be within a year each of 3 more degrees (one of them a Master's) and a certificate. I have never regretted taking so much education, as while it has not made me more money, it has helped me in all sorts of problem solving, as I know many approaches to many problems. And has made me more conscious of aesthetics, so I can enjoy more widely. And design aesthetically also, if the occasion arises. And helps me understand more aspects and interrelationships of the world we are obliged to live in. My recommendation is always get all the education you can in as broad a range of areas as you can, and I doubt you will ever regret it.


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First, if you're contemplating working in academics then apply to a ph.d program. Don't bother getting another masters as it's going in the wrong direction. Finance has many areas of speciality. It has little to do with accounting too, they cover different aspects of a business. With an econ degree, you will probably be most interested and familiar with the investments aspect of finance. An MS finance program in such will focus on application of investment theory more so than the theoreticals.

Can someone please give me a list of AMERICAN JOB WEBSITES

Can someone please give me a list of AMERICAN JOB WEBSITES???
Hi Friends, I am currently a Londoner and I have just completed my MA. I really do not wish to be in London at the moment. I would like to go abroad for a short period of time to acquire some valuable work experience. I have been particularly thinking of the USA (New York, Miami) and Japan (Tokyo). My BA (hons) was in history whilst my MA has been in International Politics. Most of my work experience has been within banking and Finance. So I am actually considering a career in a wide variety of areas. I would be grateful if you can give me job websites, recruitment websites. I already know about www.monster.com. Any others???
Careers & Employment - 5 Answers

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careerbuilder.com


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No this isn't SPAM people,its actual earnings. CashCrate is a great site to make money on if you live in the USA (or Canada). I made $494+ in February. But it did take a bit of work initially--I added referrals--and the money got better. And I believe my earnings will continue to grow. I started by answering surveys on CashCrate and filling out some free offers and received a real check from them. For example, I signed up for E-bay and made a bid and got paid $8.00. And there are no fees to join. It is totally free. So I made a little my first month with them. http://www.cashcrate.com/index.php?ref=134239 But once I found out this site was legit, I started adding referrals. For every person you refer, you get 20% of what they earn. And for every person that one of your referrals refer to CashCrate, you get 10%. It may take some time to build up the number of referrals necessary to make a lot of money, but in time--this could be a great source of income--making money while other people are in a sense, working for you. And by the way--never join a work at home program that wants you to pay up front. If they were making that much money, they wouldn't need to charge you. Note: There are not many offers on this site for users outside of the USA (there quite a few offers for Canadian users though). But if you are in another country, you could still refer users from the USA to CashCrate and make money on those


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You could use www.theLadders.com and Monster.com is really exceptional as well, they help you build your whole portfoilo. Yeah, go to www.monster.com


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Congrats! You could try www.ajb.dni.us (America's Job Bank), or www.americanemployers.com, or www.bestjobsusa.com, www.fortune.com/fortune/bestcompanies (100 Best Companies to Work For), www.jobbankusa.com, www.topjobsusa.com, www.topusajobs.com, www.headhunter.com, www.hotjobs.com, www.bestjobusa.com. Hope these help some. Good luck!


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If you're looking in Florida and New York, I would try the following sites: http://www.newyorkhw.com/ http://www.floridahw.com/

Sen Obama wants the Government to take over more of the Economy: Is that a good idea

Sen Obama wants the Government to take over more of the Economy: Is that a good idea?
History of Economic disaster: Fannie Mae is a "Govt Sponsored entity"; they buy mortgages from Banks and other Companies and are backed by THE TAXPAYERS FOR ALL LOSSES, BUT THEY KEEP ALL PROFITS. 1998-2008: Banks forced to give bad loans, O down, no documentation for 120%, and ACORN is accountable, backed by Democrats. Executives at Fannie Mae receive huge bonuses if loan targets are met, so bad loans ar handed out like penny candy. Franklin Raines and Jamie Gorelick are appointed to run Fannie Mae. 2003 Mr. Bush proposes new oversights Committee to clean up Fannie Mae, but DEMOCRATS DERAIL IT. FRANKLIN RAINES GETS 100 MILLION DOLLARS IN BONUSES. JAMIE GORELICK GETS 75 MILLION DOLLARS IN BONUSES. 2001 Enron files for bankruptcy, congress investigates, executives Skilling and Lay go to jail for fraud. Congress responds with the Sorbanes-Oxley act "more regulations of corporations". 2004 An O.M.B. investigation finds massive fraudulant bookkeeping at Fannie Mae, under the care of GORELICK AND RAINES. CONGRESS RESPONSE: NOTHING -no hearings, no jailtime, no person punished, no bonuses paid back. > Fannie Mae give millions to democratic causes ACORN and RAINBOW. > Fannie Mae pays millions to 354 Congressmen and Senators from BOTH parties. WHO GOT THE MOST KICKBACKS? 1. Chris Dodd (D-CT) Chairman, Banking Houses & Urban Affairs. 2. Barack Obama (D-IL) Federal Financial Management Committee 3. Chuck Schuman (D-NY) Chairman, Finance Committee 4. Barney Frank (D-MA) Chairman, Hse Financial Services Committee 2005: Franklin Raines and top execs forced to resign from Fannie Mae. -no jail, no media reporting, keep all bonuses. RESPONSE FROM DEMOCRATS: SILENCE. RESPONSE FROM REPUBLICANS: Sen. John McCain makes this statement: "If Congress does not act, American taxpayers will continue to be exposed to the enormous risk that Fannie Mae and Freddie Mac pose to the housing market, the overall financial system and the economy as a whole". MCCAIN CALLS FOR: The Federal Housing Enterprise Regulatory Reform Act. THIS LEGISLATION WOULD HAVE PREVENTED WHAT WE SEE ON TV TODAY IN THIS ECONOMIC DISASTER THAT MCCAIN SAID WOULD SURELY HAPPEN. DEMOCRAT REPONSE: >None of the top 4 kickback receivers supported the legislation. >The legislation is quickly blocked and derailed immediately by democrats, never even making it out of the Committee. >Democrats are on Youtube video, yelling that nothing is wrong, there is no possibility of any economic crisis coming, and that the taxpayers were completely safe. Democrats insist that no oversight is necessary with regard to freddie mac and fannie mae. 2008 Fannie Mae and Freddie Mac go bankrupt and the Government takes them over completely. Lehman goes Bankrupts from investing in the bad mortgages. AIG gets $85 Billion in loan guarantees after insuring thousands of bad mortgages. FRANKLIN RAINES IS NOW THE ECONOMIC ADVISOR TO THE OBAMA CAMPAIGN, AND HE WANTS: The Government to take over more of the economy. WE ARE IN THIS BAD SPOT BECAUSE GOVERNMENT INTERFERED WITH THE HOUSING MARKET IN THE FIRST PLACE, BY: forcing banks to give mortgages to people who simply could not afford to pay them. Government interference forcing agencies to loan money to people who could not afford to pay it back. HOW WOULD EVEN MORE Government interference make this better? IF THE DEMOCRATS WOULD HAVE STAYED OUT OF THE BANKS AND LENDING INSTITUTIONS BUSINESS AND ALLOW THEM TO REQUIRE DOCUMENTATION, GOOD CREDIT, AND A MEANS TO PAY THE MORTGAGE, we would not be suffering this economic disaster we see today. Questions: 1/ Do you believe like Franklin Raines that Government interference in MORE CORPORATIONS AND BANKS would be good for this Country? 2/ Do you think that Franklin Raines being the executive who walked away with 100 billion dollars and a bankrupt Fannie Mae, is the right person to be Obama's Economic advisor and RUN THIS NATION? 3/ Do you know that it was Obama's baby, ACORN, who provided the strongarming that was done to force these banks into giving out mortgages to people who could not afford them? 4/ Do you know that when working on the economic bailout last week, that Obama and his Democrat partners tried to divert 20% of any money taxpayers would get back, over to ACORN instead? Thanks for your answers. Sources: www.govtrack.com 9/17/08 New York Times 9/13/03 Herald Tribune 4/18/08 Congressional Record 5/25/06
Elections - 1 Answers

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no the government is terrible at running things

Who is to blame for the subprime mortgage crisis

Who is to blame for the subprime mortgage crisis?
This is something I found online...I think it sounds pretty conservative-biased...let me know what you think: 1997 Fannie Mae is a GSE (Govt. Sponsored Entity) regulated by Congress. Fannie Mae buys mortgages from other companies. It is backed by the taxpayers for all losses, but keeps all profits. President Clinton loosens Home Loan Requirements. 1998 Banks begin making thousands of bad loans,0 down, no documentation, for 120%!(1998 –2008). Executives at Fannie receive huge bonuses if loan targets are met. Franklin Rainesand Jamie Garelickfrom the Clinton Administration are appointed to run Fannie Mae. 2003 President Bush proposes a new oversight committee to clean up Fannie Mae, but Democrats derail the effort. Rep.Melvyn Watt,(D-NC) Committee on Financial Institutions & Consumer Credit.stated, “I don’t see much other than weakening the bargaining power poorer families to get affordable housing.” 1999 -2004 Raines earns $100 millionin bonuses. Garelick earns $75 millionin bonuses. In 2004, Enroncollapses, congress investigates, Executives Skilling & Lay go to jail, for fraudulent bookkeeping. Congress responds with the Sorbanes-Oxley Act, more heavy regulation of corporations. 2004 An OMB investigation finds massive fraudulent bookkeeping at Fannie Mae. False numbers triggered executive bonuses every year. Congress holds nohearings, noone goes to jail, or is punished. WHY NOT? 1999 -2005 Fannie Mae gives millions to Democratic causes, examples:Jesse Jackson & ACORN. Fannie Mae pays millionsto 354 congressmen and senators, from both parties. Who got the most money? Top 4 Recipients #1Sen. Christopher Dodd, (D-CT)Chairman of the Banking, Housing, & Urban Affairs Committee#2Sen. Barack Obama, (D-IL) Federal Financial Management Committee Top 4 Recipients#3Sen. Chuck Schumer,(D-NY)Chairman of the Finance Committee #4Rep. Barney Frank,(D-MA) Chairman of the House Financial Services Committe 2005 Franklin Raines & top execs are forced to resign from Fannie Mae. They do not go to jail. There is no media “perp. walk.” They keeps all of their bonuses They finally pay $31.4 million in civil fines. 2005 The Federal Housing Enterprise Regulatory Reform Act is sponsored by:#325Sen. John McCain,(R-AZ)Armed Services, & Commerce, Science, & Transportation “If Congress does not act, American taxpayers will continue to be exposed to the enormous risk that Fannie Mae and Freddie Mac pose to the housing market, the overall financial system, and the economy as a whole.” 2005 Noneof the top 4 recipients support the legislation. The reform act is blocked by Democrats, never even making it out of committee. Noneof the politicians return any of the money, tainted by fraud. 2008 Fannie Mae & Freddie Mac go bankrupt and the govt. takes them over completely. Lehman Brothers, goes bankrupt from investing in bad mortgages. AIG get $85 million in loan guarantees, after insuring bad loans & projects. Taxpayers will ultimately pay BILLIONS. 2008 Franklin Raines is now an advisor to the Obama Campaignwhich wants the govt. to take over more of the economy. Did government involvement in the mortgage market work out? How will even MOREgovernment involvement make it better? Do you want to be Sweden? McCain favors revising regulations & loan standards, selling off Fannie & Freddie.
Current Events - 4 Answers

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That's all quite accurate, but they leave out one very important point. Throughout the past 5-6 years, the Democrats have been insisting that Fannie-Freddie policies were sound, and the whole structure was in great financial shape. This was clearly not true, so they were either very stupid or "on the take." However, the past few years Republicans have been warning the public again and again that this was a house of cards, ready to collapse. In May 2006 McCain, and almost every other Republican Senator signed a public letter warning that Fannie-Freddie were in real trouble and needed to be fixed. There is a link below that shows the letter, with signatures. Not one Democrat Senator signed the letter .... not one. Obama was the biggest beneficiary of Fannie-Freddie "donations" over the years, after (Democrat Sen.) Chris Dodd. Gosh, I wonder why they wouldn't sign the letter? It's quite clear whose fault this was, if one is simply willing to read the record.


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The illuminati elite power control that directed all of these things that you mentioned. It is all part of the transfer of power through economics to the world elite. It was done to do just what it is doing. Crash markets, currencies and democracies throughout the world. Driving it to a point of the New World Order. It is here. WAKE UP and be ready. The battle for your soul is in full measure. Read my other responses to many of these same questions. Educate yourself with the REAL facts as opposed to what you hear through the censored media. Keep asking great questions like this and take all information received. Consider it and if plausible, investigate it. Know that not only is what I am saying is not only plausible....it is happening!! It is not only important to understand what they have done like you have researched, but also understand why and the agenda. May God Bless us and have mercy upon this earth.


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1981 - Congress votes to supercede all state managed anti usury laws and replaces them with nothing at all. This allows lending institutions to not just offer any interest rate, no matter how high, but it also allows them to take on any level of risk. Without this act, there would not have been a sub prime loan industry. I think it was the same time or perhaps the next year that Congress also voted to remove many of the same regulations on the banking industry that would have prevented the sub prime disaster. These regulations were put into place during the depression as safeguards to prevent it from ever happening again. Unfortunately, here we are almost years later experiencing the very collapse that those regulations would have prevented. Also, nowhere in there is any reference to Moody and Savings and Poor. Their role is perhaps the most fraudulent of all. They are the companies that rate companies and securities according to their level of risk. So that a company or security with a AA rating is more risky than a company or security with a AAA rating. But in the case of the Mortgage Backed Securities - which were essentially packages of multiple mortgages inside - there were some mortgages considered prime, and some considered sub prime. But these two ratings companies always rated them all as AAA, the same risk as U.S. Government issued T bonds. Imagine that, Moodys was stamping sub prime loans as good as Federal Bonds. This allowed them to be marketed as ultra safe to other companies. It was this rating that allowed Lehman Brothers, and others to borrow up to $30 for every dollar of their actual value. After all, they were considered as good as gold. So when sub prime loans started defaulting, the value of these MBSs started declining and the rating was exposed for the fraud that it always was. Thus, for every dollar these MBSs declined in value, Lehman Bro.s would have to pay up $30 in margin calls. Others were leveraged similarly which meant that hundreds of billions of dollars had to be pulled out of the stock market to cover these margin calls. That is partially why the stock market has collapsed by almost half its value. The rest of it was just investors trying to salvage their portfolios by pulling out of the markets - further feeding the collapse. And yes, that list seems to be right out of the annals of the Republican Talking Points. Notice it carefully avoids saying anything negative about free markets or anything negative about Republicans? It seems to place the entire blame on Democrats and Democrats alone. Notice it does not want to go before 1997? They don't want to go too far into the Reagan Administrations involvement. They were the one's who pushed for anti usury laws and to deregulate the banking industry. But we're not supposed to think that. Too long ago, too good a reputation to sully with such facts. It must not have happened. But it does seem a bit silly to blame the Big Government Democrats for deregulation.


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Perhaps, Bush government forced Chinese Dollars (RMB) to raise its value triggering the time bomb of the both Mac.