Tuesday, February 28, 2012

i need pennfoster answers

i need pennfoster answers plzzzzzzzzz?
hey my semester ends in 15 days n i hav family issues as a result of which i can study. can anybody plzzzzzzzzz help me to find answers for pennfoster questions? i am doin associate degree n dis is ma last xam. mathematics 4 business and finance xam no.060413. plzzzzzzzzzz help me. god will bless yu.
Other - Business & Finance - 1 Answers

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1
Please do not solicit answers on Y!A, as this is considered cheating. If you need help, please contact the school. Penn Foster

Tuesday, February 21, 2012

A question for mothers with three or more kids

A question for mothers with three or more kids?
I am a young mother of two, and my finance and i are thinking about having another child. I was wondering what differences and the biggest changes your third child brought you. we are not poor but we aren't rich either, ma make about 34,000 a year between us as i stay at home. i plan on going to college this year and when the boys are in school pursuing my career. The only thing i am really concerned about is money. Tips? Experience? i am doing my school through my local college online, wont be a problem. im on a three year term to make the course load lighter. im not looking for school advice
Parenting - 11 Answers

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1
We have three with two on the way and my husband makes only a bit more then yours. I would say however, if you are going to be pursuing a career at the same then I wouldn't suggest it. The reason I say this is pregnancy is EXHAUSTING enough, and you put two kids on top of that and your walking dead. Then when baby comes, you'll surely have your hands full. Personally, financially you'd be fine so long as the cost of living isn't outrageous. I look at it this way- children aren't as expensive as people make them out to be... it's LIFESTYLES that are expensive.


2
dont have another kid until you get you schooling done.


3
I am a mother of three grown children. The third child brought on more expense, but more than that joy! If you are wanting to go to school, i would not be thinking of having another child at this time. I was a stay at home mom because I cried at the word daycare :( I babysat and took in ironing for a little extra cash. We didn't make a lot of money at that time. You can make it on the money your husband brings in. God will provide your needs. I wish you luck whatever you decide. 3 children are no harder than 2. It gave my girl another little girl to play with. Good luck and God bless.


4
Money wise it wasn't too difficult until they hit the school years. One more addition didn't make much difference as far as the grocery bill and other things. Hand me downs (clothes and toys) came in handy, the third child was much easier to take care of due to more experience and the other siblings helping out and entertaining. The money crunch began during the school years....because this is when the child technically becomes "one". Their own school clothes, own books, own supplies...but buying in BULK helped that a lot too. Actually buying in bulk cost about the same as having 2 children. Day care will obviously cost more..I was a stay at home mom until my youngest entered school. My youngest was and is the biggest joy of my motherhood. If your going to have another child do it now.....it's a lot easier when your younger...look at it as these are the mothering years. You won't regret it. I returned to school for my nursing degree when my youngest went to school. Since you are already taking online classes your one step ahead of the game. Good Luck Dear!


5
If you are not so good financially now you definitely won't be, but if you are like me then 1 more really won't make to much of a difference. I had 3 who were in school and had a forth after 5 yrs, so it really doesn't matter! Go for it and GL!


6
My husband and i were doing great when we had only the 2 kids. Then we decide on a 3 because he wanted a son. Now the problem is we did not anticipate how expensive it would be now to raise another child, and the time and energy that goes into raising three children. Now it is so hard. My husband work in a hospital making 79 thousand per year i am in nursing school full time and work part time from home making 27 thousand and it is hard. Kids are alot of work i love my kids to pieces but with everything going sky high a gallon of milk is now $4 and a pack of diaper is $20. Our family income is more than yours and we are finding it difficult with three kids to keep up our life style and give the kids what they need. Good luck to you


7
I'm the mother of three older children and our family income is the same as yours. If you are good at budgeting, using coupons, shopping at thrift stores and yard sales, you will have everything you need and do well. My third child had colic, so I really had a rough first couple of months. Then there was a time I had three children at three different schools and I did alot of running. You will do fine. Also, if you live near a library, there are lots of free childrens programs to take your children to.


8
Having another child will just not change things very much. As long as the finances are there - go for it.


9
We have 5. The biggest change was between 3 and 4 Then the 5th was no biggy. Most people say it's the 3rd thats a bigger adjustment. As far as money, we are only making it with God as the head of our home. He provides us all the money we need.


10
We have three children as well and live quite comfortable on 36,000 a year. The biggest things that help us out are budgeting and just plain being thrifty. (I love the Tightwad Gazette by Amy Dacycyzn) The biggest thing I experienced going from two to three children was exhaustion, especially since the youngest are only 2 years apart. Other than that I wouldn't trade it for the world, except maybe to have another. lol.


11
Well, I had my daughter and was on my own at nineteen. I vowed I would not be one of those young girls that continues to have babies w/o care of having a stable family. When my daughter was five I met a great guy and we were married a year later. We had a son right away, and we wanted more, but I wanted to enjoy the new baby. My daughter was in school full time and I worked part time (my hubby only made $10/hr full time and then did part time pizza delivery. We lived in a two bedroom. Anyway we went to our best friend's wedding and had a REALLY good time. We had our second son nine months later. We have struggled, but it was a little easier with great family and friends, not to mention my second son gets all my first sons clothes (it saves a lot). It also helps that my daughter was born in Sept, my 2nd Feb., and 3rd July, which means plenty of time to save for parties and presents. Honestly it couldn't have worked out better. It's been a tough road, but worth it. I know it is important to have money to provide the basics, but you don't need to spoil them. I think it teaches them there is much more important things. My daughter is in 6th grade and my sons are still at home with me. Although we couldn't afford preschool for either of them, they are very smart and I know they will do well when they go to regular school (my son will start this year). For their social skills, I worked at a health club with free daycare for 4 hrs 2 days a week, and also had church and church outings. All my kids are a blessing and they do well in all aspects. God has blessed us more than we could've asked. Good luck in your desicion making, really sit down and talk long and hard with your hubby. I hope I helped a little.

Tuesday, February 14, 2012

Where do I get support and financial help from in order to complete a successful sexual reassignment surgery

Where do I get support and financial help from in order to complete a successful sexual reassignment surgery??
I am an Indian.I am certified as a secondary transsexual by my psychiatrist.In order to go ahead,I need to get a certificate from my doctor.This certificate will come only when the doctor knows I am stable,psychologically,mentally,emotionally.It took me 2 years to prove to him that I am stable emotionally and psychologically by doing a number of things.these include by gettin my self respect back,not acting defensive when it came to my sexuality,getting a good job,taking tuitions,getting back to education,and doing various number of things.He is only waiting for the finance to come in.I am a 20 year old student and working hard just to satisfy my daily needs and repay ing my loan that i had taken from my dad. I was wondering if there could be organisations or people across the world who would like to help me.I come from an upper middle class family who is sophisticated as well as decent.I am a very clear person and I have very clear and strong reasons to support my surgery.I am studying to be a graduate.It will take me long to become a full-fledged earning individual.I dont think it very wise to wait till then for that is a long 5 years till I become financially stable.I love myself and i will go to any limit to live the way i want.I am a very positive person and basically I have a pure soul,and so I am sure few pure souls all round this world who are reading my msg will go out of their way to help me. I do not want to show how much I am suffering or show how miserable I am,because that will attract sympathy,which is a negative emotion.I believe everything in this world has a solution and all you pure and beautiful souls reading my message will soon give me some way.I am not a Christian,but a hard core believer of Mother Mary,because she was a woman,and she alone knows my pain.I would like to end in her name.BLESS ME AND THE ONE WHO READS AND REPLIES,O MOTHER OF MOTHERS,MA MARY.
Lesbian, Gay, Bisexual, and Transgendered - 5 Answers

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1
I think you're just going to have to wait. Gender is not really important. Worry about getting through school so you are fit to complete in this society and try to stop thinking about having a vagina until you're more financially secure. I'm a poor college student too and I would be a wreck in school if all I could think about was having a new body. I don't understand what you're going through, sorry. To me the only rational solution is to wait until you have the money.


2
This is a very good question... if I were you, I would google the local GLBT in your area. I realize that this is pretty general and not really specific to your needs, but that is the fabulous thing about GLBT! You can find a lot of subjects dealing with gay, lesbian and transgendered issues. I am glad to hear that you are doing what makes you happy and are not letting anyone deter you from what you want. Kudos to you on that. Also, there is another organization called GLAAD. Oh and if your parents would like to either support you or learn more about what you are going through, they can look up an organization called PFLAG. I wish you only the best in your conquest to become a happier person. Good luck!


3
Welcome to the club. To my knowledge there is no such organization out there. My guess is you will do exactly what the rest of us do. Work, get a second job and work some more. Save $10.00 a week for 3 years or get a loan. Always the chance you may win the lottery too.


4
I'm going through college so I can land a good job and pay for my transition that way. Well, I'm going to college to start a career, which will be my income and part of my spending is my transition needs.... Coming from an upper middle class family, there's not a lot of organizations that will help you financially, trans or not. Some banks will give loans for medical needs. You don't even have to tell them specifically what it's for.


5
Unfortunately I know nothing about your country, and can only suggest that you search for GLBT organisations in your area who may be able to give you advice. It would be nice if one existed, but I very much doubt you will find any organisation which financially helps transitioning transsexual people. As far as I know there is no such thing, as all of the organisations for trans people that I have encountered are non-profit and have no money to offer. What you will almost certainly need to do if you don't want to wait until you have saved up the money yourself is take out a loan. Bear in mind that genital surgery is not necessary for social transition. If you are on hormones, once they have taken some effect you can live comfortably as a woman, as no one will know what your genitals look like. I am also transsexual, though female-to-male, and I have been living happily as a man for years without having had genital surgery. I know that for many people it is important to them to make them feel complete, but if surgery would put you into financial difficulty, I think it would be worth trying to come to terms with where you are until you are financially secure. I wish you the very best of luck!

Tuesday, February 7, 2012

How does this sound for a resume/cv

How does this sound for a resume/cv?
AB Economics, Harvard University, c.u.m laude MA Modern European Studies, Columbia University Thesis on Modern Political Economy of the EU _______________________________________ Does this sound like a good CV so far? Would it help me find a decent career in finance, consulting or government? Is going from Harvard to Columbia seen as a step down?
Higher Education (University +) - 2 Answers

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1
sounds like an amazing cv. no, not a step down. columbia is an excellent school. but for consulting and finance, you can pursue those right after harvard, no extra education needed


2
Never mind what it sounds like.........do what you love to do. Obviously it sounds good if you have a Harvard and Columbia degree. Personally, I would not get a Masters degree from the same school I got my bachelors from. Plus, are you going to work while getting your Masters? If that's the case you need to be near the workplace and school while attending. So in other words your resume sounds good for you but what have you done to improve the world through work experience? Unless you've got a full ride to get your Ivy League Masters Degree, I'd get a job with a company who'll pay your way while getting your Masters. A friend of mind worked for General Motors in Detroit and they paid his way to get his Masters and PhD at Stanford University. He earned those degrees and work for GM for another 7 seven years and left when they started to cut back on his department. Not to mention he moonlighted as a Professor at U of M. This way the company pays but more importantly you're gaining valuable work experience that could be used against the other person who may just have a degree and no work experience for the job you want.

Wednesday, February 1, 2012

Can I sue my ex husband for punitive damages for my children in MA Probate Court

Can I sue my ex husband for punitive damages for my children in MA Probate Court?
For the past 8 years, I have had to pursue 1/2 of my children's co-pays through the courts since my ex-husband would not respond to bills I would send him. He was court ordered years ago to be responsible for 1/2 of all uninsured medical for the children. Finally, I was able to have a contempt that was continued generally put in place a few months ago that forced him to pay the doctors directly instead of having me front the money and then chase him for it. At the time we were in court for the contempt, I submitted information about orthodontic procedures for the children that needed to be paid for immediately or financing that he would have to work out and he was supposed to pay immediately. He made false promises to the orthodontist after this that he would make the payments, so they started treatment on my children. They went to the first appointment and the second one was canceled because of dad's nonpayment. I filed a remark for contempt and contacted his lawyer to let him know. He paid a few days later and my children were able to start treatment again. I am wondering if I can sue for punitive damages? This is serious and neglectful behavior and I am sick of dealing with it. Fortunately, this medical procedure is not for illness, but for a correction of genetic deficiencies of bone structure. Also, I am representing myself and was told by the clerk's office hat I need to continue with my remark for contempt to preserve the standards set that he pays the doctors directly even though he paid the doctor almost a month late. Now his attorney is suing me for legal fees because he did not comply with the contempt order. He states that I am refusing to cancel the contempt even though he made payment. I am not sure how to respond to that piece of this and how the heck do I get sued for his legal fees when this was outright neglectful behavior??
Marriage & Divorce - 2 Answers

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1
yes you can


2
He is suing you out of anger and spite, but I don't think he can win. You have all your paperwork and proof that he didn't pay on time. I think it's more of a "scare tactic" than anything! You can countersue him, if you want to!