Car purchase, insurance and parking permit in MA

Car purchase, insurance and parking permit in MA?
Hi, I plan to buy a new car in Mass and have a couple questions: 1. I used to live with my parents who live in Boston. I no longer do now, but I still visit them often enough that I'd really like to get a resident parking permit. Can I get one by adding my Dad as a co-owner of the car? Or must he be the sole owner? 2. I pay a much lower auto insurance rate than my Dad, should I expect to pay an amount in between mine and my dad's rates if I add him as co-owner? 3. I have much better credits than my dad, can I finance the car loan myself and pay for the car alone, even though my dad will be a co-owner? Will he have to pay taxes because I am in essence "giving" my dad the car by adding him as a co-owner? What if he's the sole owner, and I am paying for him? Thanks! Just a clarification, both my credits and my driving records are better than my dad's, so I am not trying to scam insurance since I only stand to lose by adding my dad's name. All I want is a convenient parking space so I do not to have to wait and find parking spots and walk long distances many days a week...
Insurance & Registration - 2 Answers

Random Answers, Critics, Comments, Opinions :
1
1. Since you no longer live with your parents, you are not entitled to a resident parking permit since you are not a resident. Adding your dad to the car would not make you a resident. 2. Just adding him to your car would have little effect on your insurance rates since you would be the primary driver and living where ever you live. 3. Essentially the same answer as above. I'd suggest you do the right thing in the right way. It looks very much like you are looking for ways to scam insurance (I didn't say you ARE, I said it LOOKS).


2
Well here is the thing putting your dad on the title does not make you an resident. Do not scam the city. 2- Yes if his driving record etc is worse than your insurance will go up even if you are the primary driver. 3-If you are going to put him on the title then he would need to be on the loan. If his credit is worse than yours etc. this would be a bad idea and cost you money. Just live without the sticker it will be better for you in the long run.