Wednesday, March 7, 2012

how to get my finances in order really quick


how to get my finances in order really quick?
ok i have a credit card which i have maxed out, my own fault i wasnt really thinking at the time, however my car is on finance aswell and im finding it hard paying all this money back to my credit card but i know i have to get out of this state before i can start college anything will help me right now, ma wage is only 900 a month not good when half of it is going out the way
Small Business - 2 Answers

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1
Quick is not a possibility. Damaging your credit took years of neglect. It will take years to repair those problems. The first thing is to stop spending. Buy what you NEED, not what you WANT. Nobody NEEDS cable TV, a cell phone, or Internet service. Cancelling those three will save you as much as $200 per month. Stop eating out. Make meals at home or buy frozen entrees to bring to work/school. Each meal brought from home saves another $100 per month. So off the bat I have saved you as much as $300 per month.


2
I can tell you that I have been in serious debt in the past and I had no choice but to take a second and third job. I worked a regular job during the day, delivered newspapers in the morning and delivered pizzas at night. It sucked but was the price I had to pay. Maybe there are some things you can do without. Internet and cell phones may be needed depending on the types of work you do but likely cable TV can go. Look for other eats to save and just keep plugging away at it. I recovered and so will you.

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